If you’re getting ready to buy your first home, you’re likely focused on saving up for everything that purchase involves. One cost that’s likely top of mind is your down payment. But don’t let a common misconception about how much you need to save make the process harder than it could be.
If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus. In the last year, high inflation had a big impact on the economy, the […]
JERRY TORRES’ TEAM Sr. Mortgage Loan Originator NMLS #365615 THE PERFORMANCE TEAM Tel: (626) 723-1111 Fax: (800) 339-5004 https://www.JerryTorres.Pro/ #TechieLoanOriginator | #JerryTorresPro Prime & NON-Prime Home Loans | Bank Statement Loans | ITIN | HELOCs
With higher mortgage rates and moderating buyer demand, conditions in the housing market are different today. And if you’re thinking of selling your house, it’s important to understand how the market has changed and what that means for you. The best way to make sure you’re in the know is to work with a trusted […]
While it’s exciting to start thinking about moving in and decorating after you’ve applied for your mortgage, there are some key things to keep in mind before you close. Here’s a list of things you may not realize you need to avoid after applying for your home loan. Don’t Deposit Large Sums of Cash Lenders […]
If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headlines are today. Jay Thompson, Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with […]
Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to buy a home. Build Your Credit Your credit […]
There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of buying a home are important, the non-financial and emotional reasons are too. Home means something different to all of us. Whether it’s sharing memories […]
The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that’s never happened before […]
This is normal. This is bold. Italics baby. This is a list Bottom Line No matter what, be yourself. JERRY TORRES’ TEAM Sr. Mortgage Loan Originator NMLS #365615 THE PERFORMANCE TEAM Tel: (626) 723-1111 Fax: (800) 339-5004 https://www.JerryTorres.Pro/ #TechieLoanOriginator | #JerryTorresPro Prime & NON-Prime Home Loans | Bank Statement Loans […]
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15810 Gale Ave
Hacienda Heights, CA 91745
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626.784-4050
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800.339.5004
Jerry Torres
NMLS #365615
