Allows a blending of income between a wage earners pay stubs and a self-employed borrower using bank statements.

This program allow both individual and/or businesses document their income by providing copies of their last bank statements instead of providing copies of income taxes.

Ideal to borrowers that barely miss Fannie Mae or Freddie Mac guidelines due to high debt to income ratios.

Buy properties by demonstrating ability to repay though other means rather than showing income.

For borrowers who seem to be in the limbo regarding their current immigration status.