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What You Should Know About Rising Mortgage Rates

What You Should Know About Rising Mortgage Rates Simplifying The Market

After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too may be wondering if now’s the right time to buy or if you should hold off on your search until rates come back down. Read more

One Major Benefit of Investing in a Home

One Major Benefit of Investing in a Home Simplifying The Market

One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac: Read more

How To Make Your Dream of Homeownership a Reality

How To Make Your Dream of Homeownership a Reality Simplifying The Market

According to a recent Harris Poll survey, 8 in 10 Americans say buying a home is a priority, and 28 million Americans actually plan to buy within the next 12 months. Homeownership provides many financial and nonfinancial benefits, so that interest is understandable. Read more

The Spring Housing Market Could Be a Sweet Spot for Sellers [INFOGRAPHIC]

Should You Consider Buying a Newly Built Home?

Should You Consider Buying a Newly Built Home? Simplifying The Market

If you’re thinking about buying a home, you might be focusing on previously owned ones. But with so few houses for sale today, it makes sense to consider all your options, and that includes a home that’s newly built. Read more

Why It’s Easy To Fall in Love with Homeownership

Why It’s Easy To Fall in Love with Homeownership Simplifying The Market

No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.

Over the last few years, we’ve fully embraced the meaning of our homes as we spent more time than ever in them. As a result, the emotional benefits our homes provide have become even more important to us.

As the most recent State of the American Homeowner from Unison puts it:

“. . . one thing has stayed the same: the home continues to be of the utmost importance and a place of security and comfort.

The same study from Unison notes:

  • 91% of homeowners say they feel secure, stable, or successful owning a home
  • 64% of American homeowners say living through a pandemic has made their home more important to them than ever

?It’s no surprise this study also reveals that homeowners now love their homes even more as our attachments to them have grown:

Why It’s Easy To Fall in Love with Homeownership | Simplifying The Market

The National Association of Realtors (NAR) also explains:

“In addition to tangible financial benefits, homeownership brings substantial social benefits for [households], communities, and the country as a whole.

In other words, not only does owning a home build your net worth over time, but it also gives you and your loved ones a place to thrive. And by living near people with shared experiences, homeownership helps you connect with your community and contribute meaningfully.

Bottom Line

Whether you’re thinking of buying your first home, moving up to your dream home, or downsizing to something that better fits your changing lifestyle, let me be the key to unlocking a home you can truly fall in love with.

     

JERRY TORRES’
TEAM

Sr. Mortgage Loan Originator
NMLS #365615



THE PERFORMANCE TEAM





Tel: (626) 723-1111

Fax: (800) 339-5004

https://www.JerryTorres.Pro/

#TechieLoanOriginator | #JerryTorresPro


Prime & NON-Prime Home Loans | Bank Statement Loans | ITIN | HELOCs


What You Should Know About Closing Costs

What You Should Know About Closing Costs Simplifying The Market

Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for. Read more

How To Win as a Buyer in Today’s Housing Market [INFOGRAPHIC]

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

How Experts Can Help Close the Gap in Today’s Homeownership Rate

How Experts Can Help Close the Gap in Today’s Homeownership Rate Simplifying The Market

As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an important experience to talk about, along with how it can make all the difference for diverse homebuyers to work with the right real estate experts. Read more